If the answer is yes then move right on! If the answer is no, but it’s a hairy subject then we still might be able to figure something out, like if you’re retired or you’re a 1099 worker and get the majority of you money one month out of the year! We can still work with that so move right on!

If you know you have a solid score then move right on! If you’re not sure what your score is or you know you have a low score don’t get discouraged, we have software than can run simulations for you in order to get your score to what it needs to be in sometimes as little as a month!

If you know you have some money saved up then you can move right on! If you’re not sure if you’ve saved up enough a good rule of thumb for a down payment is 3%, but don’t get discouraged if you don’t have that amount saved up because we do have down payment assist options that can always be worked into!

Debt is a normal thing that most people have, and if you don’t have any then you can move right along! But if you do have some don’t hesitate to move on and let me see if there is a way to overcome it!

The answer to this question is always different depending on who you ask. My professional answer is always “if you have the means, now may be a good time to buy a house.” As in if all these other questions are a yes to you then I wouldn’t hesitate. Considering over the past decade the value of homes have gone up at a rate of about 5%, but 8% over the past five years. So the longer we wait, the higher priced homes are going to become.